25 Money Mindset Quotes to Improve Your Life

The smartest money folks know that succeeding with money has little to do with intelligence. It has to do with habits, emotions, and wisdom. In other words, financial success boils down to your money mindset, and not how well you understand complicated financial strategies. I have compiled 25 of the best money mindset quotes to help you achieve the proper mindset for personal success. Enjoy!

1. “If I say, ‘There are a billion investors in the world. By sheer chance, would you expect 10 of them to becomes billionaires predominantly off luck?’ You would reply, ‘Of course.’ But then if I ask you to name those investors – to their face – you will likely back down.” ~ Morgan Housel, The Psychology of Money

2. “Probability is not a mere computation of odds on the dice or more complicated variants; it is the acceptance of the lack of certainty in our knowledge and the development of methods for dealing with our ignorance.” ~ Nassim Taleb, Fooled by Randomness

3. “The miracle of compounding returns is overwhelmed by the tyranny of compounding costs.” ~ John C. Bogle, founder of Vanguard

4. “It’s not always the people who start out the smartest who end up the smartest.” ~ Carol Dweck

5. “Rule 1: don’t lose money. Rule 2: see Rule 1. ~ Warren Buffett

6. “The question ‘how much do you need to retire?’ is pretty much standard. Conversely, ‘how little do you need to retire?’ is extremely rare.” ~ Jacob Lund Fisker

7. “That’s the whole secret: earn more, spend less, and automate it.” ~ Tony Robbins, Money: Master the Game

8. “We act as though comfort and luxury were the chief requirements of life, when all that we need to make us really happy is something to be enthusiastic about.” ~ Charles Kingsley

9. “You really ARE rich according to how many things you can train yourself NOT to want.” ~ Mr. Money Mustache

10. “That’s a lesson we can all learn: the more we have, the more we want. And the only cure is to break the cycle of relativity.” ~ Dan Ariely, Predictably Irrational

11. “If you’re ready to design the life you want, you’ll need to engage with your money consistently. Everytime money hits your bank account you’ll set a plan for those dollars. Every purchase you make will be backed by the decision that this is actually how you want to spend those dollars.” ~ Jesse Mecham, You Need a Budget

12. “It is not the man who has too little, but the man who craves more, that is poor.” ~ Seneca

13. “The very first step to raising performance is learning how to live present. The happiest, most influential, and most successful people I’ve ever met are able to put their full attention into the present moment. They have learned how to focus on three things: (1) The next play (2) The controllables (3) The process” ~ Alan Stein, Jr. w/ Jon Sternfeld, Raise Your Game

14. “If you are trying to reach a specific goal, ask yourself every day: What is one small step I could take toward reaching my goal?” ~ Robert Maurer, One Small Step Can Change Your Life: The Kaizen Way

15. “If you are insecure, guess what? The rest of the world is, too. Do not overestimate the competition and underestimate yourself. You are better than you think.” Timothy Ferriss, The 4-Hour Workweek

16. “Human beings are brilliantly creative at finding ways to pass time in unconstructive ways. At these times, a true strategist shines by finding the means to make progress, to strenghten his position and prepare for the inevitable conflict. And conflict, we cannot forget, is inevitable.” ~ Garry Kasparov, How Life Imitates Chess

17. “Debt is dumb. Cash is king.” ~ Dave Ramsey

18. “Remember this: debt is a form of bondage. It is a financial termite.” ~ Joseph P. Wirthlin

19. “No person is free who is not master of himself.” ~ Epictetus

20. “Life isn’t about finding yourself. Life is about creating yourself.” ~ George Bernard Shaw

21. “Frugality includes all the other virtues.” ~ Cicero

22. “I fear not the man who has practiced 10,000 kicks once, but I fear the man who has practiced one kick 10,000 times.” ~ Bruce Lee

23. “Many people who live in expensive homes and drive luxury cars do not actually have much wealth. Then, we discovered something even odder: Many people who have a great deal of wealth do not even live in upscale neighborhoods.” ~ Thomas Stanley, The Millionaire Next Door

24. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – Thornton .T. Munger

25. “There is no dignity quite so impressive, and no one independence quite so important, as living within your means.”  ~ Calvin Coolidge

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